Quirky Eccentrics

I read a book that took place in an English village filled with quirky, eccentric people.  It got me thinking about those words.  We don't hear about eccentrics much in the U.S., and when we do, it's usually in connection with wealth.  You hear about eccentric millionaires, but not eccentric homeless people.  It seems to be a rather elitist word.   "Quirky" can apply to any socioeconomic bracket, but there again, what separates "quirky" from "weird"?  I love the word quirky.  It sounds fun and playful.  Weird sounds, well, weird.  So is being quirky a state of mind, a state of being, a state of dress?  Is it a matter of style?   Is it something you're born with, or can you develop it?  (If you have to work at it, doesn't it cease to be quirky?)  We all have quirks, so does that make us all quirky?  If not, why not?  Are certain quirks more "quirkworthy"?

Guess some questions just don't have answers.